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4. Franklin, Tennessee
If you dream of retiring in Nashville but find the cost of living in a big city out of range, you may want to consider Franklin, Tennessee. Perfectly located just 20 miles from the country capital of the world, Franklin has its own perks for the recently retired. The city is known to offer excellent healthcare that typically costs considerably less than the national average. It also exudes small town charm with original brick buildings and mild weather. There’s a wealth of shops and amenities, and some residents say their neighbors feel more like family here.